A secret access code or password that you set up to access your accounts by phone, internet or bank machine. It prevents other people from accessing your accounts.

Important: The information on this website does not constitute legal, financial or other professional advice but provides information for general reference purposes only. Every effort is made to ensure that the information given herein is of sound quality but no legal responsibility is accepted for any errors, omissions or misleading statements in the information, caused by negligence or otherwise.